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LOAN FACTORY LOANSReal People. Real Solutions. Real Results.
(270) 318-4388joseph.geffert@loanfactory.comAPPLICANT LOGINLO / ADMINAPPLY NOW
MEET JOE

A mortgage conversation with a person.

Clear answers. Practical options. Personal service.

Joseph Geffert
JOSEPH GEFFERT

Mortgage Loan Officer · NMLS #186479

My goal is simple: understand what you're trying to accomplish and help you navigate the mortgage options available for your situation. Whether you're buying, refinancing, accessing equity or financing an investment property, you can talk directly with me.

Phone: (270) 318-4388Email: joseph.geffert@loanfactory.comLoan Factory, Inc. · Company NMLS #3208412195 Tully Road · San Jose, CA 95122
START WITH JOE
Ask Joe’s Mortgage AssistantAsk about qualifying, down payment, credit, programs, payments, or documents.
Ask me a mortgage or home-financing question. I can explain programs, down payment, credit, DTI, documents and the qualification process.
Educational/scenario support only — not an approval or commitment to lend. Do not enter SSNs, account numbers, passwords or full dates of birth.