Become a Loan Officer. Get Licensed. Build a Career.
30DAY FAST-TRACK GOALTimeline varies by state, testing availability and individual progress.
START HERE
Get Career Information
Tell us who you are and where you are in the licensing process. We’ll contact you about the path to becoming a loan officer and joining the Loan Factory team.
WHAT HAPPENS NEXT1. We review your career inquiry.2. We discuss licensing and your state requirements.3. We outline training and the path to joining the team.
SEE THE TRAINING BEFORE YOU JOIN
Start the Loan Officer Training Academy.
Preview the real skills we train: borrower interviews, applications, programs, documents, file workflow and SAFE exam preparation.
Our goal is to take someone who is serious about becoming a mortgage professional and give them a clear path from “How do I get licensed?” to “How do I structure and originate my first loan?” The 30-day plan is an aggressive target—not a licensing guarantee—but it gives you a practical roadmap and keeps the process moving.
01
Learn the Career
Understand what a mortgage loan officer does, how loan officers are compensated, and what successful originators do every day.
02
Complete Education
Complete the required NMLS-approved pre-licensure education and any additional education required by your state.
03
Prepare & Test
Study the SAFE MLO test topics, practice consistently and complete the national test requirement.
04
Licensing & Onboarding
Complete applicable background, credit, state licensing and sponsorship/onboarding requirements.
Develop referral relationships, learn marketing, follow-up and CRM habits, and begin building a repeatable production system.
WHY LOAN FACTORY
Technology, Training and Support.
Loan Factory promotes free training for all levels, its TERA mortgage technology platform, underwriting and marketing support, live loan officer support and opportunities for newly licensed originators. Your actual employment or independent-contractor terms are determined during recruiting and onboarding.
Underwriting SupportGet help reviewing scenarios and understanding loan guidelines.
Marketing SupportBuild a business with better follow-up, content and referral strategies.
WHAT WE'RE LOOKING FOR
Is Mortgage Lending a Good Fit for You?
✓ You enjoy helping people solve problems.
✓ You are willing to learn guidelines and numbers.
✓ You can communicate clearly and follow up.
✓ You are comfortable building relationships.
✓ You are organized and can manage deadlines.
✓ You are motivated to build your own business.
Mortgage origination is a licensed profession. Eligibility, licensing, sponsorship, employment and compensation are subject to applicable law, company requirements and approval.
READY TO START?
Use the form at the top to begin.
We’ll follow up about licensing, training and Loan Factory career opportunities.